Which UK city is most expensive for home insurance?
Let’s look at the numbers
We started digging deep into our data. We looked at a sample dataset of nearly 3,000 quotes for a typical 2-bed flat, in 10 of the UK’s largest cities plus London).
Surprise, surprise, London is among the most expensive cities to insure your home, but it might be surprising that Manchester puts up a good fight!
Want cheap home insurance? It’s time to move to Edinburgh or Cardiff which are the cheapest on average.
Is that the whole story?
The data geeks among you will have already spotted that the average isn’t everything. How much does it vary within it a city?
Well let’s find out by looking at the cheapest postcodes within each city…
|6||N18 2||North London||+7|
|8||SE13 6||South London||+3|
|11||E1W 9||East London||-1|
|14||W9 4||West London||–|
This seems to suggest that the area within a city you live might have an even bigger impact on the cost of your home contents insurance than the city itself. Mind blowing, right?
So insurance may well cost £15 more if you live in Edinburgh than on Edinburgh road in West London.
We suggest that when you’re moving house you try to take into account all of the costs of living in the area, so you can plan accordingly.
Urban Jungle is an home insurance provider, which focuses on renters, and not only helping them to find great cover, but also helping them with the challenges of a life renting in the city.
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The data in this article was captured in the summer of 2017, and is based on the cheapest quote from our panel of insurers for an example 2 bed property in each city postcode. For an accurate quote for your personal circumstances, you can get a quote here.